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Personal Health Budgets

We'll help you manage personal health budgets though 'PHBChoices', our innovative online marketplace providing users with flexibility and personalisation of care, and clinical commissioning groups with simplified auditing and improved governance.

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Understanding your needs

'PHBChoices' allows holders of personal health budgets (PHBs) access to a 'virtual budget', through an online account created by their clinical commissioning group (CCG). PHB holders can use their budget to purchase products and services in line with their care plan in a secure online environment, which features goods and services from approved local, regional and national suppliers.

Our experience

'PHBChoices' is a simple and easy-to-use tool that delivers a seamless, end-to-end system for the allocation of personal health budgets (PHBs). It includes real-time budget and expenditure tracking and secure online payment and invoicing. 'PHBChoices' is free for any CCG.

Maximising resource
There are many benefits for CCGs, including visibility of spending, invoicing and receipting, which can be integrated with establishing and existing Oracle finance systems. Funds remain in the CCG account until payment is due. 


Alternatively, individuals may choose to take their personal health budget as a direct payment. Where the Clinical Commissioning Group elects to do this outside PHBChoices, the individual's data will be held within the Integrated Single Financial Environment. The  PHB DP Fair Processing Notification [328KB] document shows what data is held and how an individual may request a copy or ask for their details to be deleted if required.

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